Tag Archives: FHA

No Money Down Financing?

Posted on October 25, 2019 by Joyce Albert

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Yes!  . . . and it is not a gimmick nor is it VA. It is a little known federal program called USDA Rural Development. Unlike most loans, a USDA-RD loan is unique in that the property itself is the … Continue reading →

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Buying a new Home? . . .Warning!!!

Posted on August 27, 2019 by Joyce Albert

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NO ‘mysterious’ deposits to your bank accounts – Borrowing money for a down payment to buy a home is an absolute ‘no-no’ in the world of mortgage lending. If there is a chance you may not have enough for the … Continue reading →

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Principle, Interest, PMI, Escrow – What’s it all About?

Posted on August 19, 2019 by Joyce Albert

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Principle and Interest The first item on your house note will be the  Principle and Interest (P&I) calculation based on the original amount of your loan. Using a good Mortgage Calculator, simply plug in the current interest rate and the … Continue reading →

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Use Your Own Agent When Buying a Home

Posted on January 7, 2019 by Joyce Albert
for sale by owner

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When you see a ‘for sale’ sign, are you tempted to call the agent? …Try to negotiate price and terms with the very person hired by the seller to represent the seller? Come on… You’re smarter than that!! What about … Continue reading →

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How Much Home Can You Afford?

Posted on May 21, 2014 by Joyce Albert

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As you’ve probably seen by now, there are beautiful homes in every price range. Right? And with so many homes coming on the market every month, how can you possibly choose? Well, the answer is, take it in logical steps. … Continue reading →

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Orleans Parish, First Time Homebuyers

Posted on March 10, 2014 by Joyce Albert

Are You a First Time Homebuyer? . . . if so, you may be eligible for a ‘Soft Second’ A ‘soft second’ is money provided only to first time homebuyers. The program will provide funds, up to $65,000, to cover your down payment … Continue reading →

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Covington, LA

Posted on September 1, 2013 by Joyce Albert

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Tradition runs deep in Covington, co-existing alongside innovation and progress and a love of the arts. Covington enjoys a community of the arts, from painting to acting, sewing to singing. If you consider yourself an artist, Covington is the place … Continue reading →

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Mandeville LA –

Posted on September 1, 2013 by Joyce Albert

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Located in St. Tammany Parish, Louisiana is the city of Mandeville, LA. It is on the northshore of Lake Pontchartrain and across the lake from New Orleans and is part of the New Orleans suburbs. Being a part of the … Continue reading →

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Buying a Home. . .

Posted on April 22, 2012 by Joyce Albert

This gallery contains 15 photos.


       Buying a Home  . . .And Why You Should be Working with an ‘ABR’ Whether you are a first time homebuyer, or it’s been quite a few years since you bought your current home, buying a home may seem quite daunting. Well, sit … Continue reading →

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FHA Loans

Posted on June 25, 2011 by Joyce Albert

What is an FHA loan? The word ‘loan’ is a bit of a misnomer, since Federal Housing Administration (FHA) loans are not loans at all. What the FHA does is insure loans so that lenders can offer mortgage assistance to … Continue reading →

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What is ‘Agency’?

Posted on June 21, 2011 by Joyce Albert

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The LA Real Estate Commission requires that when a real estate agent meets you for the first time, face to face – and before showing you homes, discussing financing, or anything other than simply answering questions  – that we provide you … Continue reading →

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Mortgage Choices: FHA 203k? …or HomePath Loan?

Posted on May 1, 2011 by Joyce Albert

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In this market, agents are quite often asked which is better… An FHA 203k or a Fannie Mae Homepath loan? The following is a reprint from a blog by Justin McHood who works for Academy Mortgage and is based in … Continue reading →

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